Appraisal services for Littleton and Jefferson County homeowners
The top 7 reasons why CO homeowners use Paici & Associates:
Need help determining the value of your home in or near Littleton, CO?
At Paici & Associates, we understand the individual needs of a consumer after appraisal services. Our customary business clients understand the appraisal process and the customary documents we provide. Being a person not in the real estate industry that ordinarily doesn't look at appraisals every day,you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our findings. For Sale By Owner/Pre-Listing ServicesIt's very hard to be objective about your house because you most likely have an emotional attachment to it. The professional appraisers at Paici & Associates will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much you think your home is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value opinion than yours. Need to cancel PMI?A preferred way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're seasoned in helping homeowners just like you delete unwanted and unneeded PMI insurance. Challenging property tax assessmentsYour local tax assessor may have your home overvalued if you live in an area that's going down or not appreciating as much as other properties close to yours. This only means you're paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Paici & Associates is your strongest weapon when challenging your property tax assessment. Recently got a freeze your HELOC?Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. Not only can this be difficult and inconvenient from a cash flow angle, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Paici & Associates can help you reinstate your HELOC. Need Field and Desktop Appraisal Review Services?Do you need a seasoned expert to double-check your appraisal for accuracy, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal report? Paici & Associates can We can assist you. While usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your house. |